Cetera Retire 401(k)
Turnkey start-up retirement plans for your small-business clients
Offer an easy, cost-efficient solution designed to meet the needs of your business-owner clients. With streamlined administration, payroll integration, and dedicated support, we simplify the road to retirement so your clients can focus on their business and creating a stronger financial future for themselves and their employees.
Simplify investment selection. Increase fiduciary protection.
Save time and energy while reducing risk by letting Cetera1 serve as an ERISA 3(38) investment fiduciary manager for your clients' plans. A carefully selected investment lineup can help improve plan performance while boosting employee satisfaction and well-being. We’ll take care of the entire process, from research and development to performance monitoring to ongoing lineup enhancements. We empower you to provide it all while we do it all.
Key benefits
Reduces the stress, responsibility, and time spent on education, investment selection, and continual monitoring
Provides access to a diverse investment lineup selected by an experienced team of registered investment professionals
Gives you more time to focus on your clients and growing your business
1Cetera Investment Advisers LLC
Streamlined plan design
Cetera Retire 401k
|
Target Market |
Start-Up |
|
Plan Design |
Turnkey – Safe Harbor |
|
3(16) Administrative Support2 |
✔ |
|
3(38) Investment Management2 |
✔ |
|
Financial Wellness |
✔ |
|
Dedicated Relationship Manager |
✔ |
23(16) services are offered through Cetera Retirement Plan Specialists. 3(38) and advisory services are offered through Cetera Investment Advisers LLC.
Cetera Retire 401(k) plan pricing
|
One-time Setup Fee |
$500 |
|
Annual Recordkeeping Base |
$2,000 |
|
Annual Recordkeeping Participant |
$50/participant |
|
Total Asset Based Fees Including: |
0.16% |
|
Advisory Fee |
Tiered structure determined by assets in the plan |
Request a proposal
Active: The Active Strategy uses both active and passive investments. The goal of active manager selection is to identify managers with consistent investment processes that can demonstrate value added, risk-adjusted performance over time, while index funds in certain asset classes help lower portfolio expenses and allow investors to benefit from market efficiency.
Passive: The Passive Strategy is designed to track the performance of market indexes representing various asset classes. Using index funds rather than active managers results in lower portfolio expenses and allows investors to leverage market efficiency in their favor.
Investors should consider the investment objectives, risks, charges, and expenses carefully before investing. The prospectus, which contains this and other information about the investment company, can be obtained directly from the company or from your financial professional. The prospectus should be read carefully before investing or sending money.